Government institutions Finance

Most of the time, we did the best we could without any instruction. Sometimes, our lack of knowledge got us into some financial trouble.
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Organizations Finance

If we were lucky, we had a family member or friend who helped us open our first bank account, showed us how credit works, or helped us with our first loan.
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Individuals & Families Finance

Let’s face it – no one taught us financial management skills in school. Most of us learned the hard way, by making our own mistakes.
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At your pace

On your time

Where you live.

Welcome To The

California Center for Financial Education

Let’s face it – no one taught us financial management skills in school. Most of us learned the hard way, by making our own mistakes.
If we were lucky, we had a family member or friend who helped us open our first bank account, showed us how credit works, or helped us with our first loan.
Most of the time, we did the best we could without any instruction. Sometimes, our lack of knowledge got us into some financial trouble.
But we can change that – we can learn to manage our finances and take back control of our money so that our money stops controlling us.
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Contact Us

TURN HERE

So when you need a place to turn to with financial questions, TURN HERE
DONATE and REQUEST PRESENTATION

Multi-w\Week Financial Course

Whether it is a one-time question, help finding and accessing a resource, or access to a multi-week financial course or a personal financial coach, we are here for you.
A certified financial educator or coach can help you clarify your financial goals and guide you step-by-step on your journey.

Phone Number

707-854-3050

Email Us

ccfe@inkpeople.org

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One-Time Question

Whether it is a one-time question, help finding and accessing a resource, or access to a multi-week financial course or a personal financial coach, we are here for you.

Certified Financial

A certified financial educator or coach can help you clarify your financial goals and guide you step-by-step on your journey.

TURN HERE

So when you need a place to turn to with financial questions, TURN HERE
DONATE and REQUEST PRESENTATION

Our Services

Individuals & Families

COACHING WITH CHRIS -- individual coaching and online courses

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Organizations

COACHING WITH CHRIS -- group workshops and speaking engagements

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Government institutions

COACHING WITH CHRIS -- group workshops and online courses

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Organizations

Let’s face it – no one taught us financial management skills in school. Most of us learned the hard way, by making our own mistakes.
If we were lucky, we had a family member or friend who helped us open our first bank account, showed us how credit works, or helped us with our first loan.

TURN HERE

So when you need a place to turn to with financial questions, TURN HERE
DONATE and REQUEST PRESENTATION
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Clients Review

"Excellent financial advice and service. Highly recommend this company!"
Sarah K. Customer
"The team at this finance company is knowledgeable and professional. They helped me make smart financial decisions."
Michael P. Customer
"Thanks to this finance company, I was able to secure the financing I needed to start my business. I'm grateful for their support!"
Emily T. Customer
"I highly recommend this finance company for their exceptional service and knowledgeable team."
John S. Customer

"Understanding Personal Finance: Tips and Strategies for Managing Your Money"

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Finance is the management of money and other financial resources. It’s important because it helps individuals and organizations make informed decisions about how to use their money to achieve their goals, whether that be investing for the future or managing debt.
A stock represents ownership in a company, while a bond represents a loan made to a company or government entity. Stocks are generally considered riskier investments, as their value can fluctuate greatly, whereas bonds are considered less risky, but also offer lower potential returns.
To improve your credit score, you should pay all of your bills on time, keep your credit card balances low, and avoid opening too many new accounts at once. You can also request a copy of your credit report to check for errors or inaccuracies that could be negatively impacting your score.
A traditional IRA allows you to contribute pre-tax dollars, which reduces your taxable income for the year, but you’ll pay taxes on the money when you withdraw it in retirement. A Roth IRA, on the other hand, allows you to contribute after-tax dollars, but withdrawals in retirement are tax-free.
The best way to save for retirement depends on your individual financial situation and goals. However, most financial advisors recommend saving at least 10-15% of your income for retirement, and investing that money in a diversified portfolio of stocks, bonds, and other assets that align with your risk tolerance and time horizon. You may also want to consider contributing to a 401(k) or other employer-sponsored retirement plan, as these often offer tax benefits and employer matching contributions.

TURN HERE

So when you need a place to turn to with financial questions, TURN HERE
DONATE and REQUEST PRESENTATION

LIFE CHANGING FINANCIAL EDUCATION

Most of the time, we did the best we could without any instruction. Sometimes, our lack of knowledge got us into some financial trouble.
DONATE and REQUEST PRESENTATION